See our, New Apple Card Program Offers More Support for Credit Builders, Venmo Credit Card Review: Personalized Rewards, Blue Cash Preferred Card Review: Rewards May Outweigh Annual Fee, Apple Card Isn't the Credit Card Revolution the Company Says it Is, U.S. Bank Business Cash Rewards Review: Good for Gas, Chase Freedom Flex Review: Plenty of Rewards and Perks, Products You Can Buy With Apple Monthly Installments, Countries and Regions That Support Apple Pay. 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. For example, 60,000 points are worth $750 toward travel. Keep in mind that if you buy Apple products through another retailer, even one authorized to sell Apple products, the 3% rate doesn’t apply, and neither does the monthly installment plan. This site does not include all credit card companies or all available credit card offers. Returned yesterday at Apple store since I went with the smaller pro. But if you have a long history of paying bills on time and in full each month, those wouldn’t really impact you either way. I would like to subscribe to The Points Guy newsletters and special email promotions. To simplify the problem, we built a system that fairly compares rewards and gives them a dollar value. When making purchases outside of Apple or without Apple Pay, you’re better off with one of the many no-annual-fee cards that pay 1.5% or 2% cash back on all purchases and have a variety of benefits. Finally, the card does offer a unique benefit for anyone who makes it a habit to get the newest iPhone every time a new version launches. When Apple first announced its rewards credit card in August 2019, a lot of people were excited about the prospect. The company has rolled out an installment program that allows you to use your Apple Card online or at the Apple Store to buy an iPhone with 24 interest-free installments. Cardholders earn 3% Daily Cash on Apple purchases, 2% on purchases made with Apple Pay, and 1% on purchases made at merchants that don’t accept Apple Pay. Click the device that you want to see more details about. We may receive compensation when you click on links to those products. You don't have to actually have the card to benefit from it. Accessed June 16, 2020. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). ), Apple also has a few partner merchants where cardholders can get 3% Daily Cash when using Apple Pay, including Uber, Uber Eats, Walgreens, Nike, and T-Mobile (in-store purchases only)., Apple Card does not limit the amount of Daily Cash you can earn, and Daily Cash does not expire. The amount you … VPN Deals: Lifetime license for $16, monthly plans at $1 & more The iPhone Payments plan is different from the iPhone Upgrade program in two major ways: you're not trading in your iPhone to upgrade next year, and AppleCare+ isn't included. For example, there’s no promotional purchase APR, which other cash-back cards often offer. Variable APRs for Apple Card other than Apple Card Monthly Installments range from 10.99% to 21.99% based on creditworthiness. It’s just not broad enough to be rewarding for a large audience. Card Monthly Installments. Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Apple. The Balance requires writers to use primary sources to support their work. The card doesn’t charge an annual fee, and Apple takes an anti-fee stance in general with no late fees or over-the-limit fees. 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